Holiday Travel Insurance- Important Tips

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Holiday travel is pleased to bring out top 5 Holiday travel tips for you for your 2019 2020 vacations. 

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Millions of travelers need travel insurance today to help them recover from unexpected circumstances, they need comprehensive insurance plan that insures against expenses and inconvenience caused by Emergency medical conditions, delayed flights, hotel cancellation, baggage delays, and so on. Getting Travel Insurance covers all these in additional benefits such as Medical Evacuation, Trip Cancellation or Curtailment, Travel Delay, Hazardous Sports. You can easily access travel insurance products and emergency assistance services globally just by click of a button.

 

 

1.Top 5  best travel insurance companies, you can book Insurance from?

  • Allianz Global Assistance.
  • Generali Global Assistance
  • Seven Corners.
  • Travelex.
  • Travel Guard ( AIG)

 

2. Can you get travel insurance while on holiday?
It is advised to buy travel insurance in advance before the start of the holidays.

 

3. What is the best travel insurances for variety of holiday travel?

  • Travelex Insurance Services — Best for Families with Kids.
  • John Hancock Insurance Agency — Best for Solo Travelers, Back packers.
  • IMG — Best for Thrill-Seekers, Adventurous.
  • Allianz Global Assistance — Best for Long family Trips

 

4. Can you buy travel insurance for someone else?
Yes, you may purchase a travel insurance policy for someone else. You may purchase a travel insurance policy on behalf of someone else, regardless of whether or not you are a traveling companion of theirs.

5. Does travel insurance cover doctor visits?
Some Times, visit to a doctor when traveling abroad might be necessary specially if you are travelling with kids and family. … Most of travel medical insurance plans in North America provide coverage for outpatient services such as doctor’s office visits. However check it explicitly.

6. How much is Cost of Travel Insurance for 4-5 days?

Travel Insurance charges are extra if you want to include flights and Baggage claims/delays in addition to emergency medical coverage

For a Family of Four, sample cost for 4-5 days is below

  • Member1 – 45 years
  • Member2 – 36 years
  • Member3 – 12 years
  • Member4 – 8 years

Approx Cost of Travel Insurance including comprehensive Medical & Travel – $375/- 

Approx Cost of Travel Insurance with Only Emergency Medical – $70/-

Hence when we take the travel insurance for Medical only, cost is significantly low.

Finally, Travel Insurance for Emergency Medical does not cost much, it must be taken as a hedge against any eventuality and emergencies.

 

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